Publications

Report: Payment Card Acceptance Set to Surge By 40% to 85 Million Outlets Worldwide

RBR’s latest cards research, Global Payment Cards Data and Forecasts to 2022, reveals that the number of card-accepting merchant outlets rose by an impressive 7 million in 2016 to 61 million. Double digit growth was recorded across Asia-Pacific, central and eastern Europe and the Middle East and Africa.

Publications

Publications

Social Networks, e-Commerce Platforms, and the Growth of Digital Payment Ecosystems in China: What it Means for Other Countries
The rapid growth of social networks and e-commerce platforms has transformed the way people communicate and transact around the world. Integrating digital payments into these growing networks and platforms has presented vast opportunities to drive economic opportunity, financial inclusion, transparency, security and growth. In practically all...
Report: Payment Card Acceptance Set to Surge By 40% to 85 Million Outlets Worldwide
RBR’s latest cards research, Global Payment Cards Data and Forecasts to 2022 , reveals that the number of card-accepting merchant outlets rose by an impressive 7 million in 2016 to 61 million. Double digit growth was recorded across Asia-Pacific, central and eastern Europe and the Middle East and Africa. Despite recent strong growth, all three...
The Bank of the Future: The ABCs of Digital Disruption in Finance
The question for banks today is how do they become Digital Banking Superstars versus going the way of the dinosaurs. The future of finance is an ever increasingly converged ecosystem where consumer and small and medium enterprise (SME) financial services are provided by banks and by platform companies with roots in e-commerce and social media. For...
Report: Financial Inclusion in the Digital Age
Many households and small businesses in emerging markets have no or very limited access to formal financial services. Even in developed countries, they only have access to a limited menu of cost-effective products from financial institutions for addressing their financial needs. Over two billion unbanked adults in the world, representing 38...
2017 State of the Industry Report on Mobile Money
2017 saw a number of new trends in mobile money – from the accelerated growth of bank-to-mobile interoperability, to the emergence of South Asia as the fastest growing region, and a raft of innovations designed to reach the most underserved. The mobile money industry is now processing a billion dollars a day and generating direct revenues of over...
PFM: The Essence of Digital Banking
Member, Strands Finance, has released a new whitepaper entitled, "PFM: The Essence of Digital Banking." Personal Financial Management (PFM) has become indispensable to and practically synonymous with digital money management. Today’s retail banking customers expect the convenience, flexibility and personalized insights only PFM can offer in order...
New BIS Report Says Use Central Bank Digital Currency Very Cautiously
Central banks must carefully weigh the implications for financial stability and monetary policy of issuing digital currencies, according to a report from the Committee on Payments and Market Infrastructures (CPMI) and the Markets Committee. The report considers a wholesale CBDC (for use in financial markets), and a general purpose CBDC (for use by...
Mobile Money in Emerging Markets: The Business Case for Financial Inclusion
Mobile money systems offer a dual promise, as an engine for financial inclusion, and as an emerging markets business opportunity for providers. Two billion individuals and 200 million small businesses in emerging economies today lack access to savings and credit. Success in financial inclusion entails reaching these users with products that go...
Responsible Digital Payments Guidelines
The Better Than Cash Alliance 'Responsible Digital Payments Guidelines' identify eight good practices for engaging with clients who are sending or receiving digital payments and who have previously been financially excluded or underserved. The focus of the Guidelines is on the common types of digital payments services provided to the financially...
2016 Annual Report: Financial Inclusion in Kenya
The 2016 Financial Inclusion Insights team examined high-level numbers and dug deeper into the 2016 data, they identified several other important takeaways regarding the evolution of financial inclusion in Kenya: Mobile money continues to lead other services at providing financial access and use cases, and is increasingly becoming a gateway to...