Publications

EIF Working Paper n. 44: Financing Micro Firms in Europe: An Empirical Analysis

Research & Market Analysis (RMA) has the presents "Financing Micro Firms in Europe: An Empirical Analysis", n.44 of EIF's Working Paper Series.

Publications

Publications

De-Risking and Other Challenges in the Emerging Market Financial Sector
Recent efforts to strengthen the global financial system will ultimately contribute to greater financial stability and a safer world. However, the resultant de-risking is reportedly having a negative impact on banking in emerging markets. With this 2017 Correspondent Banking in Emerging Markets Survey of over 300 banking clients in 92 countries,...
Fintech Trends Report India 2017
PwC and Startupbootcamp are stationed at the heart of the FinTech ecosystem in India. Startupbootcamp scouts for and supports promising, early-stage startups in the country, while PwC advises a wide-range of corporate and institutional clients on leading FinTech issues. For its first program in India, Startupbootcamp FinTech analysed more than...
BBB Annual Report 2017
Over the past year, the British Business Bank has broadened and expanded their support for smaller businesses, cementing there place as a key enabler of finance markets in the UK. Their market impact continues to grow, as borne out by strong delivery against our Key Performance Indicators. The chair, Christina McComb said the bank had moved from...
The Potential of FinTech in Banking
This report analyzes why collaboration — not competition — will be the primary driver of disruption in the FinTech industry. Ernst & Young Global Limited (EY), a UK company, analyzed 45 major global banks revealing that while all banks are engaged with FinTechs one way or another, only around a quarter are extensively engaged due to barriers...
High level Principles on feedback given by banks on declined SME credit applications
The majority of SME applications for credit are successful. In fact, close to 80 percent of all requests are approved. However, higher rates of growth can be achieved by helping those SMEs which have not been successful understand better what they can do to obtain financing. The EBF actively supports the initiative of strengthening feedback...
The financial system and productive investment: new survey evidence
The Bank of England has undertaken an innovative new survey that collects data on business investment and financing decisions — the first of its kind in the United Kingdom. About two thirds of UK businesses deemed that their investment levels have been appropriate in recent years, but one third felt that their investment had been too low...
Financing sustainable growth for SMEs globally: The case for a coordinated G20 policy approach
The global economy continues to perform below potential and suffer from significant uncertainty. Despite G20 leaders committing, in 2014, to measures aimed at raising GDP by 2% by 2018 a lack of structural reform and serious constraints for financing along Global Value Chains (GVCs) continue to drag on growth. Meeting the G20’s 2% growth scenario...
Retail banks wake up to digital lending
As retail banks gradually digitalize their activities, they’ve focused largely on the most frequent customer transactions, such as checking a balance or remote deposit. Much of the lending arena, with the exception of credit cards, has taken a back seat. Recent analysis by Bain & Company and SAP Value Management Center finds that most banks...
Financing SMEs and Entrepreneurs 2017: An OECD Scoreboard
Financing SMEs and Entrepreneurs 2017 provides information on debt, equity, asset-based finance, and framework conditions for SME and entrepreneurship finance, complemented with an overview of recent policy measures to support access to finance in 39 countries. The sixth instalment of this annual publication provides a solid evidence base to...
La PYMES: un segmento de importancia para la economia y para la banca
En America Latina, segun leralpymela (2012) la PYME contribuye al empleo con un 64% del mismo y al PIB en un 40% del total. Sin embargo, de acuerdo con el documento Economic Outlook 2013 SME Policies for Structural Change, la PYME encara un dignostico complicado dadas unas condiciones de baja productividad laboral y del capital, remuneracion...