Publications

Report: Payment Card Acceptance Set to Surge By 40% to 85 Million Outlets Worldwide

RBR’s latest cards research, Global Payment Cards Data and Forecasts to 2022, reveals that the number of card-accepting merchant outlets rose by an impressive 7 million in 2016 to 61 million. Double digit growth was recorded across Asia-Pacific, central and eastern Europe and the Middle East and Africa.

Publications

Publications

Small and Growing Business in Africa: Profiles, Successes and Challenges
In Sub-Saharan Africa as elsewhere, Micro, Small and Medium Enterprises (MSMEs) play a crucial role in economic development and job creation. However, because of a general lack of knowledge about this particular segment, the sector hardly achieves its full potential. In order to better meet MSMEs’ needs, a first step consists in identifying the...
North Africa Economic Outlook 2018
This North Africa Economic Outlook by the African Development Bank (covering Algeria, Egypt, Libya, Mauritania, Morocco, and Tunisia) examines the macroeconomic performance of the region and the outlook for 2018 and 2019 and explores the relationship between food security and rural poverty. Included in the report are details about finance for...
2017 State of the Industry Report on Mobile Money
2017 saw a number of new trends in mobile money – from the accelerated growth of bank-to-mobile interoperability, to the emergence of South Asia as the fastest growing region, and a raft of innovations designed to reach the most underserved. The mobile money industry is now processing a billion dollars a day and generating direct revenues of over...
Mobile Money in Emerging Markets: The Business Case for Financial Inclusion
Mobile money systems offer a dual promise, as an engine for financial inclusion, and as an emerging markets business opportunity for providers. Two billion individuals and 200 million small businesses in emerging economies today lack access to savings and credit. Success in financial inclusion entails reaching these users with products that go...
Understanding Structural Barriers & Hidden Bias in Access to Credit for Women-led Businesses
Women-led businesses are an important vehicle for enhancing women’s economic opportunities and agency, and often lead to poverty reduction and economic growth. Gender gaps in access to formal credit is one of the principal barriers impeding women-led businesses from exploiting their full potential and economic opportunities. There are many...
The Key to Financial Inclusion Report
Over the last five years at the Symposium, the Mastercard Foundation has brought together global practitioners to discuss, debate, and share ideas about client centricity: how to do it better, faster, more broadly, and more deeply as a way of driving financial inclusion. Today, the idea that more attention should be paid to the needs and...
Are savings groups a livelihoods game changer for young people in Africa?
The triad of entrepreneurship, self-employment, and financial inclusion underpins policy and development interventions meant to address the youth employment challenge in Africa. Youth savings groups are being widely promoted as a first step toward financial inclusion and economic empowerment. This article reports on the links between income-...
Making Blended Finance Work for the Sustainable Development Goals
Blended finance - an approach to mix different forms of capital in support of development - is emerging as an important solution to help raise resources for the Sustainable Development Goals in developing countries. But scaling up blended finance without a good understanding of its risks could have unintended consequences for development co-...
Case Study: Bank of Palestine Strengthens Women-Owned Businesses and the Economy
Micro, small, and medium enterprises (MSMEs) constitute 96 percent of the Palestinian private sector (Althalathini 2015), but only a quarter of these businesses are owned by women (IFC 2011). Few opportunities for women to participate in the labor force exist, either through corporate employment or entrepreneurship. Although 65 percent of...
IFC, Mastercard Foundation Study Examines Attitudes to Mobile Money in Africa
IFC and the Mastercard Foundation published an ethnographic study on the perceptions and attitudes to digital financial services in Sub-Saharan Africa. The study will increase financial inclusion by helping financial services providers better understand the user of African digital financial services (DFS). The report, A Sense of Inclusion: An...