Publications

World Employment and Social Outlook 2017

This flagship report by the International Labour Organization, profiles SMEs throughout the world in relation to economic growth, job creation and the opportunities to access finance based on their economy. While large enterprises are the principal source of employment in the formal private sector relative to small and medium-sized enterprises (SMEs), the contribution of SMEs to total employment has grown over the past years.

Publications

Publications

EIF Working Paper n. 44: Financing Micro Firms in Europe: An Empirical Analysis
Research & Market Analysis (RMA) has the presents "Financing Micro Firms in Europe: An Empirical Analysis", n.44 of EIF's Working Paper Series. The vast majority of firms in Europe are micro firms. This EIF Working Paper investigates the financing patterns of these enterprises. Based on a large European company-level data set, the paper finds...
Mastercard Report: Building Electronic Payment Acceptance at the Base of the Pyramid to Advance Financial Inclusion
This report developed by the Global Acceptance team at Mastercard recognizes the important role for merchant acceptance of electronic payments in advancing Financial Inclusion. Furthermore, it moves the conversation forward by uncovering insights into how to advance electronic payment acceptance at the base of the pyramid. In the report, several...
De-Risking and Other Challenges in the Emerging Market Financial Sector
Recent efforts to strengthen the global financial system will ultimately contribute to greater financial stability and a safer world. However, the resultant de-risking is reportedly having a negative impact on banking in emerging markets. With this 2017 Correspondent Banking in Emerging Markets Survey of over 300 banking clients in 92 countries,...
Global Entrepreneurship Monitor Global Report 2016/17
Babson College is a founding institution and lead sponsor of the Global Entrepreneurship Monitor (GEM). GEM is a global consortium that conducts research on 66 world economies. GEM brings together over 400 researchers from across the globe and includes more than 100 institutions every year. The first report was published in 1999. Students can...
Resultados Encuesta Actividad 2017 REGAR
Esta encuesta ha estado dirigida a todas las instituciones del ámbito de la Red Iberoamericana de garantías REGAR, habiéndose recibido 31 respuestas de 12 países, para conocer su precepción sobre la actividad de garantía y el entorno económico financiero, tanto del año 2016 como el 2017. La encuesta sigue un planteamiento muy parecido a una...
Comparative Study Results of the Credit Gurantee Activity 2017
Following the analysis of the AECM and the REGAR Guarantee Activity Surveys, this presentation strives to compare the results of REGAR (31 members) and AECM (29 members) who have answered similar questions on: Demand of SMEs for guarantees, Guarantee activity of the institution, Bank Financing, Alternative instruments, Future Focus and General...
SME Attitudes to Borrowing
This survey was carried out on behalf of Hitachi Capital Invoice Finance (HCIF) and included individual responses from 502 companies in the U.K. Overall 67.13% of the companies surveyed have sought out external sources of financing in the past 12 months, although 35.06% of them will try to avoid borrowing money if at all possible. The main reason...
Guarantee System Situation In Iberoamerican (2016): Trends And Perspectives Knowledge Of Activity
REGAR is an Iberoamerican Network recognized by the Iberoamerican Conference of Heads of State and Goberment at the summit of Paraguay. Annually and as an observatory, this report realizes the statistical report of Iberoamerican guarantee system and provides general and sectorial information. This report features an overview of the number of...
ACCCIM SME Survey Report 2017
The Associated Chinese Chambers of Commerce and Industry (ACCCIM)’s SME Survey Report 2017 aims at identifying the current SMEs challenges in Malaysia. The survey says that government is actively fostering SMEs in access to finance through provision of credit guarantees and also increasingly paying attention to financing SMEs by introducing new...
The Legal Framework That Applies to Payments
Jessie Cheng is deputy general counsel at Ripple, a SME Finance Forum member, coauthors a Business Law Today article about the legality around payments for customers and businesses alike. The authors explain the legal framework for payments including the payment-system laws and customer-protection laws. Three examples are provided, such as person-...