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Publications

Mobile Technologies and Digitized Data to Promote Access to Finance for Women in Agriculture

Mobile Technologies and Digitized Data to Promote Access to Finance for Women in Agriculture

The evidence that women both drive  agricultural production and rely on it for their livelihoods  means that greater financial and informational service  provision to women, especially through digital channels,  could increase the efficiency and effectiveness of their  labor. While the numerous barriers to women’s access to  Digital financial Services (DFS) are clear, clarifying the  best methodologies by which to overcome these is both  dependent on situational context and still subject to  research and testing. 

This World Bank Group working paper provides the state of play  of current and promising efforts that use mobile technology  and digitized data to close the gap in access to finance for  women in agriculture. It includes three components: 

  1. a  review of the financial characteristics and needs of women  in agriculture, based on an extensive literature review; 
  2. a stock taking of initiatives that use mobile technologies  and digitized data for agricultural finance and women’s  financial inclusion; and 
  3. an analysis of gaps in existing  initiatives that would increase access to DFS by women  farmers, laborers and women-owned agricultural MSMEs. 

The  report also examines the regulatory environment around DFS  and ways that regulators are working to increase responsible  access to women.