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Agrifinance plays a very significant role in providing crucial access to capital for farmers and SME agribusinesses, allowing them to invest in necessary equipment, land, and seeds, enabling them to enhance their productivity, yields, and grow their operations and income. Due to the inherent uncertainties in agriculture, especially volatile weather patterns, unpredictable crop yields, unstable commodity prices, and access to input and output markets, which can considerably impact on the ability of farmers and agribusinesses to repay loans, creating the perception of a high-risk investment for lenders, particularly banks, compared to other sectors.