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In this article published by ALIDE, prepared by Pablo Pombo, Horacio Molina, and Jesús N. Ramírez, the authors aim to provide a better understanding of the operation of guarantee schemes through their typology and their corresponding business models. 

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Future of Banking and Fintech - Thought Leadership Series - Business Reporter
Business Reporter, a UK based B2B media outlet are producing the ‘global Future of Banking & FinTech filmed thought leadership series’ in 2020, a series of interviews and on-location documentaries aimed at educating business owners globally on the innovation trends that are reshaping the way financial services are structured, provided and used...
Digital Footprint. By kentoh / Shutterstock
Originally posted on the World Bank Blogs Platform . Have you noticed the large number of digital trails that are left behind in your browser and social media? Have you ever received an offer for a product or service that you were just thinking of? A friend of mine was researching about a critical illness and looking for insurance plans on the...
Image Credit: YourStory.com
Among the leading fintech companies that are performing well in India are Paypal , PhonePe , Paytm , Google Pay . Trading companies like Share Khan and Money Control too have a large presence in the market. Insurance companies like Policy Bazaar can also be included in this list. Yet, there is a huge vacuum when it comes to the different fintech...
Image Credit: Medici article
Reserving equity crowdfunding rounds exclusively for customers is emerging as a popular method of fundraising. Read more here . Article via Medici .
Go-Jek drivers wait for orders at a coffee stall in Jakarta- The app has become much more than a ride hailer -Credit Reuters
The phenomenon can be traced to the development of emerging economies that picked up just as smartphones were catching on. Millions of people in Asia's emerging markets missed the personal computer era but have leapfrogged straight to smartphones, and using apps is second nature to them. Read more about WeChat and Go-Jek here . Article via Nikkei...
Pic via gomedici.com
After the 2008 financial crisis, FinTech leveraged the opportunity to address the needs of SMEs when banks could not. The solutions and innovations presented by FinTechs were crucial and came from digital-only neobanks/digital banks. Read more here via Medici .
Bank towers in Toronto's financial district.Brent Lewin/Bloomberg files
P2P lending and fintech companies are subjected to strict regulations holding back the creative disruption of financial services. Article via Financial Post .
P2P: Why SME Debt Is A Must-Have For Any Investor Portfolio
The unmet SME financing needs have thus created an opportunity for the rise of alternative financing models, such as peer-to-peer lending platforms powered by fintech. Pooling private credit from accredited investors, money can be loaned to carefully screened SMEs, and the minimum buy-in is lower than typically needed for bonds sold at the private...
A Chinese flag flies in front of the People's Bank of China headquarters in Beijing, China. On Monday, the central bank said it is "almost ready" to release a digital currency that has been five years in development. Giulia Marchi—Bloomberg via Getty Images
"If you want to see the future of fintech, just go to China," said Edith Yeung, managing partner of Proof of Capital, a blockchain-focused investment firm at a breakfast roundtable Fortune hosted at its inaugural Brainstorm Finance conference earlier this year. She cited Alibaba-spinoff Ant Financial and Tencent's WeChat as paragons of digital...
Enabled by fintech, financial services are becoming a horizontal across the world. GETTY
Non-financial firms – from ecommerce distributors to healthcare providers – have myriad unique assets, notably a large customer base, unique insights, and crucially, trusted relationships. Capitalizing on these, non-financial companies can offer financial products and services to their customers. Article via Forbes