Publications

OECD Corporate Governance Factbook

The Factbook contains comparable data and information on 49 OECD, G20 and Financial Stability Board jurisdictions, and can be used by governments, regulators and the private sector to compare their own frameworks with those of other countries.

Publications

Publications

Report: Pioneering Cashless Microfinance in Bangladesh
As part of the OPTIX project, funded by MetLife Foundation and run by BFA, SAJIDA in early 2017 started exploring options to improve operational efficiency and better serve its members. SAJIDA identified mobile money (MM) as a significant opportunity to cut costs and improve the customer experience thanks to ease of collecting loan payments and...
Access to Small Business Finance
The Reserve Bank of Australia (RBA) conducted a study detailing the issues plaguing SMEs’ access to finance and the initiatives set in place to help support SMEs conquer financial setbacks. Key findings examined in the report include: Access to finance for start-ups is very limited Banks are reluctant to extend finance without real estate as...
APEC's Ease of Doing Business – Interim Assessment 2015-2017
The APEC Policy Support Unit just released a new assessment of its Ease of Doing Business (EoDB), which says that the "area of Getting Credit recorded the greatest progress." This is accounted for improvements in two areas - secured transactions legal framework (strength of legal rights) and credit information - where APFF work (in collaboration...
A Success Story on Remittances at the Post Office in Africa
In 2013, together with the European Commission, IFAD partnered with the United Nations Capital Development Fund, the Universal Postal Union, the World Savings and Retail Banking Institute, the World Bank and other key factors in order to address the full potential of postal networks in Africa in facilitating the transfer of remittances, reducing...
Social Networks, e-Commerce Platforms, and the Growth of Digital Payment Ecosystems in China: What it Means for Other Countries
The rapid growth of social networks and e-commerce platforms has transformed the way people communicate and transact around the world. Integrating digital payments into these growing networks and platforms has presented vast opportunities to drive economic opportunity, financial inclusion, transparency, security and growth. In practically all...
EIF Working Paper n. 44: Financing Micro Firms in Europe: An Empirical Analysis
Research & Market Analysis (RMA) has the presents "Financing Micro Firms in Europe: An Empirical Analysis", n.44 of EIF's Working Paper Series. The vast majority of firms in Europe are micro firms. This EIF Working Paper investigates the financing patterns of these enterprises. Based on a large European company-level data set, the paper finds...
De-risking by banks in emerging markets, effects and responses for trade
Emerging evidence suggests that de-risking is a reality. Increased capital requirements, coupled with rising Know- Your-Customer, Anti-Money-Laundering, and Combating-the-Financing-of-Terrorism compliance costs have resulted in the exit of several global banks from cross-border relationships with many emerging market clients and markets,...
SME Action Plan on Financial Infrastructure
Small and medium-sized enterprises (SMEs) play a crucial role for employment, job creation, investment, innovation and economic growth around the world. They account for about 90% of businesses and more than 50% of employment worldwide, and are therefore crucial for the recovery of the world’s economy. Considering this important role, it is...
Unlocking Finance for Growth: Secured Transactions Reform in Pacific Island Economies
In many countries in the Pacific region, it is difficult to obtain credit. Many financial institutions believe that lending is extremely risky and that loans may not be repaid. There is, however, a means to reduce lending risk through legal and institutional changes. Commonly described as secured transactions reform or personal properties...
Enlarging the Contracting Space: Collateral Menus, Access to Credit, and Economic Activity
Recent reforms across Eastern European countries gave more flexibility and information for parties to engage in secured debt transactions, reducing court involvement. The menu of assets legally accepted as collateral was enlarged to include movable assets (e.g., machinery and equipment). Generalized difference-in-differences tests show that firms...