Publications

OECD Corporate Governance Factbook

The Factbook contains comparable data and information on 49 OECD, G20 and Financial Stability Board jurisdictions, and can be used by governments, regulators and the private sector to compare their own frameworks with those of other countries.

Publications

Publications

On the Rise of FinTechs - Credit Scoring Using Digital Footprints
This whitepaper analyzes the information content of the digital footprint – information that people leave online simply by accessing or registering on a website – for predicting consumer default. Using more than 250,000 observations, we show that even simple, easily accessible variables from the digital footprint equal or exceed the information...
Credit Reporting Knowledge Guide 2019
Access to finance is an essential component of economic development and job creation. A host of studies have shown a positive correlation between financial development and economic growth. Access to finance is also critical for larger corporations and conglomerates, which, given their size, performance, and assets, typically meet funding...
Disruptive Technologies in the Credit Information Sharing Industry: Developments and Implications
This note analyzes the evolution of CISs, including the emergence of new technologies that use alternative data in credit decisioning and the opportunities and risks associated with these trends. This paper also predicts the potential development effect of these disruptive technologies and proposes a role for the World Bank Group in leveraging...
Small Business Credit Survey 2019
The Small Business Credit Survey (SBCS), a national collaboration of the 12 Federal Reserve Banks, delivers timely information on small business financing needs, decisions, and outcomes to policymakers, lenders, and service providers. The report findings provide an in-depth look at small business performance, debt holdings, and credit experiences...
Small Business Lending Survey 2018
The Small Business Lending Survey is a nationally-representative survey of U.S. banks and their small business lending practices. The report of survey findings offers new information for both small and large banks on many aspects of their small business lending. The results provide context for the implications of current bank consolidation trends...
China MSME Finance Report 2018
The report provides a comprehensive review on the development of the so-called Micro and Small Finance (MSF) market in China, meaning credit services to Small and Micro Enterprises (MSEs), unincorporated but registered urban businesses and MSE owners. As the Chinese Medium Enterprises are relatively large, this definition corresponds more or less...
Acquisition and Engagement Strategies to Reach Women with Digital Financial Services
Since 2014, in order to better serve low-income women in Sub-Saharan Africa with financial products, Women’s World Banking and Financial Sector Deepening Africa (FSDA), an initiative funded by the U.K.’s Department for International Development (DFID), have partnered to build the capacity of leading financial institutions in Nigeria, Tanzania and...
Taking Women Entrepreneurs to the Bank in Romania
IFC and Garanti Bank Romania launched a joint report highlighting the importance and impact of increasing access to finance for the country’s women entrepreneurs. “Taking Women Entrepreneurs to the Bank in Romania”, shows the impact of Garanti Bank Romania’s Women SME Banking Program. Garanti Bank was the first bank to focus on the needs of women-...
The Global Microscope 2018 on Financial Inclusion
The report is a benchmarking index that assesses the enabling environment for financial access in 55 countries. The research underscores the evolving landscape of financial inclusion itself. This year’s index was completely revised to take a forward-looking focus on digital financial services, and to address the critical role of financial...
Brief: Debt Collection in 2019 – From Recovery to Retention
In October 2018, the total outstanding consumer debt in the US surpassed $3.96 trillion – a continuously increasing volume (in Q1 2018, the total outstanding consumer debt in the US was at ~$3.86 trillion) that could make debt collection one of the hottest businesses of 2019. Q3 2018 delinquency rates for consumer loans is at 2.28% (credit card...