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Bridging the gender gap: Mobile access and usage in low- and middle-income countries
This report examines how many women in low- and middle-income countries own mobile phones, how intensively they use them, and the barriers to mobile phone adoption and use compared to men, providing actionable insights and recommendations to overcome these barriers. Findings from this report are based on primary and secondary research conducted by...
Enhancing Access: Assessing the Funding Landscape for MENA’s Startups
Entrepreneurs from any region of the world could reference limited funding as a constraint to growth. The Middle East and North Africa (MENA) is no exception, yet in recent years funding access has improved. As the region’s entrepreneurship ecosystem gradually frees up more capital for young and growing enterprises it needs to take a more critical...
Supporting Growth-Oriented Women Entrepreneurs: A Review of the Evidence and Key Challenges
In recent years, support programs for female entrepreneurs have gained traction and prominence as a means to create jobs and boost prosperity. However, disparities in initial resources and endowments of male—and female-led firms, sector sorting into low productivity activities, social norms, and institutional arrangements, constrain the growth of...
Women, Entrepreneurship and the Opportunity to Promote Development and Business
This brief provides an overview of the global landscape of women’s entrepreneurship. It aims to demystify the challenges that women face in accessing finance, and highlights some of the typical challenges regarding capacity building programs targeted at women entrepreneurs.
Financing SMEs and Entrepreneurs 2014: An OECD Scoreboard
Financing SMEs and Entrepreneurs 2014: An OECD Scoreboard monitors SMEs’ and entrepreneurs’ access to finance in 31 countries over the period 2007-12, based on data from central banks and national statistical agencies. The Scoreboard includes core indicators of debt, equity and framework conditions for SME and entrepreneurship finance, along with...
SME Insurance: A Golden Opportunity for Banks
Banks have long recognized profits to be made by offering personal lines insurance, gaining share in both life and non-life segments. But commercial insurance has received much less management attention, with the result that most banks punch below their weight. This article considers four levers to get it right - organizational focus, sales...
Integrating SMEs into Global Value Chains: Policy Principles and Best Practices
With global value chains (GVCs) playing a prominent role in the international trading system, integrating SMEs into GVCs brings benefits, but also faces challenges. This study follows a qualitative analysis that identifies the strengths, weaknesses, opportunities and threats (SWOT) for small and medium enterprises (SMEs) in the Asia - Pacific...
A Profit Growth Strategy for Small Business Banking: How to Target, Acquire and Retain High-Value Small Business Customers
Banks are starved for profitable growth, but the small business sector is still very profitable. While the sector itself isn't growing rapidly, an effective strategy to gain share within this space could be a major source of profit growth. However, any bank that wants to seize this opportunity will need to embrace a radical change of strategy...
US - Financing Small Businesses: How "New-Form Lending" Will Reshape Banks' Small Business Strategies
A new approach to small business lending is emerging in US banking. This report refers to this new approach as "new-form lending". It is based on a simple but powerful insight: the data in a small business's checking account can be a strong real-time indicator of that business's creditworthiness. The report asserts that this new approach will...
US - Small Business Banking: Challenging Conventional Wisdom to Achieve Outsize Growth and Profitability
Boasting a base of more than 20 million potential customers with a broad range of financial services needs, the Small Business segment has long presented a significant opportunity for US banks. Following the financial crisis disruption, the market has largely settled back into competitive equilibrium, with many banks - and their advisors -...