Publications

The Future of SME Banking: Minds Made for Redefining Financial Services

In this EY has outlined a number of questions they believe firms need to ask themselves with respect to how they can really help the SME community, considering how they can provide additional insight, tools and services that will best serve their customers. Firms that answer these questions the best are likely to come out on top, not just in this funding contest, but in the ongoing battle of attracting and retaining SME customers.

Publications

Publications

Report: The Big Business of Small Business
As part of UK FinTech week 2019, Oxford Economics is publishing a report, in partnership with Funding Circle, on the financial conditions facing small businesses in each of the online platform’s four markets: the UK, US, Germany, and the Netherlands. This report calculates the total economic impact of loans made to SMEs through Funding Circle in...
Small Business Credit Survey 2019
The Small Business Credit Survey (SBCS), a national collaboration of the 12 Federal Reserve Banks, delivers timely information on small business financing needs, decisions, and outcomes to policymakers, lenders, and service providers. The report findings provide an in-depth look at small business performance, debt holdings, and credit experiences...
Small Business Lending Survey 2018
The Small Business Lending Survey is a nationally-representative survey of U.S. banks and their small business lending practices. The report of survey findings offers new information for both small and large banks on many aspects of their small business lending. The results provide context for the implications of current bank consolidation trends...
China MSME Finance Report 2018
The report provides a comprehensive review on the development of the so-called Micro and Small Finance (MSF) market in China, meaning credit services to Small and Micro Enterprises (MSEs), unincorporated but registered urban businesses and MSE owners. As the Chinese Medium Enterprises are relatively large, this definition corresponds more or less...
World FinTech Report 2018
Capgemini and LinkedIn, in collaboration with Efma, developed the World FinTech Report 2018 based on a global survey encompassing responses from traditional financial services firms and FinTech firms including banking and lending, payments and transfers, investment management, and insurance. Questions sought to yield perspectives from both FinTech...
Taking Women Entrepreneurs to the Bank in Romania
IFC and Garanti Bank Romania launched a joint report highlighting the importance and impact of increasing access to finance for the country’s women entrepreneurs. “Taking Women Entrepreneurs to the Bank in Romania”, shows the impact of Garanti Bank Romania’s Women SME Banking Program. Garanti Bank was the first bank to focus on the needs of women-...
Econometric Study on the Impact of EU Loan Guarantee Financial Instruments on Growth and Jobs of SMEs
This paper provides a policy-oriented summary of a recent report to the European Commission’s DG for Internal Market, Industry, Entrepreneurship and SMEs. The econometric study assesses the real performance effects of EU-guaranteed loans to SMEs disbursed in the Benelux, Italy, and the Nordic countries (Denmark, Finland, Norway and Sweden), during...
The State of Microinsurance 2018
There are just 12 years remaining to achieve the UN Sustainable Development Goals (SDGs), and urgent action is needed if no-one is to be left behind. This report, and future editions, will focus on providing concrete examples of how inclusive insurance is contributing to the broad development agenda in a structured way that links directly to...
Global Lending And Payments Market Research Report Forecast: 2026
The report summarizes the global Lending and Payments markets and examines key economic and microeconomic factors that hamper market growth. The report also predicts the size and value of the global market in the near future. The report presents a thorough analysis of the market's past and present conditions and presents the market in the next few...
The Global Microscope 2018 on Financial Inclusion
The report is a benchmarking index that assesses the enabling environment for financial access in 55 countries. The research underscores the evolving landscape of financial inclusion itself. This year’s index was completely revised to take a forward-looking focus on digital financial services, and to address the critical role of financial...