Publications

Regulating Alternative Finance - Cover Book

This report is jointly produced by the World Bank and the Cambridge Centre for Alternative Finance at the University of Cambridge Judge Business School. This study intends to understand the global regulatory landscape for alternative finance through the collation of

Publications

Publications

SME Governance GuideBook IFC
This Guidebook , prepared by IFC , addresses the challenges and opportunities faced by SMEs at the various stages of their lifecycles, offering tailored corporate governance recommendations. It includes the Action Planning Tool to help SME owners, investors, and managers take a pragmatic approach to governance, as a means of strengthening their...
Fintechs and Financial Inclusion: Looking Past the Hype and Exploring Their Potential
This paper documents CGAP’s work with 18 fintech pilots in Africa and South Asia. The goal of this paper is to explain innovations in a detailed way and generate insight on whether the services (i) work as stated, (ii) create value for underserved customers, and (iii) ease age-old pain points in delivering financial services to underserved...
Report: Scale-ups Offer Significant Opportunity for Economic Growth in MENA
Successful scale-ups in the MENA region are generating on average 3.4x more revenues and 8x more jobs than other SMEs, according to new research co-authored by Strategy& and Endeavor. Released at Area 2071, an initiative of the Dubai Future Foundation, the study, “Scaling Up MENA SMES: How a handful of firms can fast-forward economic growth,”...
Field Notes - Granting Access: Leveraging Social Payments to Expand Digital Financial Inclusion in Cote d’Ivoire
Here is one of three Field Notes from the Partnership for Financial Inclusion, a joint initiative of IFC and the Mastercard Foundation, to help DFS providers to tailor products and services to particular market segments as they shed new light on two particular market segments, youth and women, as well as the potential for digitizing social...
White Paper: How to Leverage Data to Help SMES Grow
Great relationships are built on constancy and dependability; being there when you’re most needed. Banks which can detect insights, however small, and trigger a timely and contextual response, are laying the foundation for true relationship banking and far greater engagement with the customer. Find out how with data and insights into the needs of...
The Challenges and Opportunities of SME Financing in Africa
The London Stock Exchange released a report detailing the issues faced by SMEs and opportunities with financing in Africa. SMEs account for about 90 percent of Africa’s businesses and the driving force of the continent’s economic development, yet they are still facing financial barriers. Key challenges SMEs are facing include: Inefficiency of...
SME and Entrepreneurship Policy in Indonesia 2018
The Organization for Economic Cooperation and Development (OECD) published a study examining the role SMEs play in economic growth and social inclusion in Indonesia. Data from the Ministry of Co-operatives and SMEs revealed, Indonesian SMEs account for 97 percent of domestic employment and 56 percent of total business investment. The report...
SME-Focused Development Banks: Five Key Missions in a Time of Change
In recent years, there has been a renewed appreciation for the critical role SME-focused development banks play in the economies of many countries. Besides supplying much-needed capital to businesses during times of crisis and recession, development banks are increasingly supporting essential change. This paper looks at five societal missions...
BDRC SME Finance Monitor Q2 2018
A report published by the BRDC, outlines data on a wider range of financial products and providers able to meet SME access to finance needs. The report covers the borrowing process from the SME’s perspective, and broader information regarding SME growth, profitability and perceived barriers to running the business. Topics covered in the report...
Financing and Women-Owned Small Businesses: The Role of Size, Age and Industry
The Future of Business Survey in collaboration with Member World Bank, Facebook and OECD provides monthly data on the economic environment for SMEs around the world. Key findings in the publication included: In nearly every country and region, women report using bank loans less frequently than men do, instead relying on personal savings and...