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Disruptive Technologies in the Credit Information Sharing Industry: Developments and Implications - Fintech Note
This note analyzes the evolution of Credit Information Systems, including the emergence of new technologies that use alternative data in credit decisioning and the opportunities and risks associated with these trends. This paper also predicts the potential development effect of these disruptive technologies and proposes a role for the World Bank...
2019 IMF-WorldBank Global Fintech Survey
The IMF and the World Bank Group launched at the 2018 Annual Meetings the Bali Fintech Agenda (BFA), a framework of high-level issues that countries should consider in their own domestic fintech policy discussions. The BFA is organized around a set of twelve elements aimed at helping member countries to harness the benefits and opportunities of...
The Mobile Gender Gap Report 2019
It is important for all stakeholders to take action to deliver the significant benefits of mobile and the internet to women, their families, communities and the economy. Mobile can help empower women, making them more connected, safe and able to access information and services. Closing the mobile gender gap also represents a significant commercial...
Technological Innovation and the Dutch Financial Sector
This report discusses the impact of technological innovation on the financial sector and its implications for supervision. Given the inherent uncertainty related to this impact, this study applies a scenario analytic approach to develop three alternative scenarios for the future. In the first, established financial institutions embrace and...
2017 Africa Cyber Security Report
In the fifth edition of the Africa Cyber Security Report themed ‘Demystifying Africa’s Cyber Security Poverty Line’, the authors take a deeper look at the financial limitations impacting many African organizations. They also provide a comprehensive analysis of the top cyber security questions for board members and executives. This report comes at...
Report: Artificial Intelligence: Practical Superpowers
On May 16, BFA launched the first-ever report on artificial intelligence as it relates to financial services in Africa and the low-income customer. “Artificial Intelligence: Practical Superpowers,” is relevant for fintech companies and FSPs in Africa who are interested in or looking to move into AI. The FIBR paper presents a practical and...
Beyond Fintech: Leveraging Blockchain for More Sustainable and Inclusive Supply Chains
Globalization has made supply chains significantly more complex, involving multiple players from around the world and a great deal of coordination. This increases the cost of operating these global networks—with goods and services channeled across emerging and advanced economies. In this brief publication, the author uses a case study for...
How Financial Institutions and Fintechs Are Partnering for Inclusion: Lessons from the Frontlines
A joint report from the Center for Financial Inclusion at Accion and the Institute of International Finance provides insight from SME Finance Forum members and friends, including MasterCard, ICICI Bank, Bancolombia, and BBVA Bancomer. This publication explores why financial institutions partner with fintechs to pursue financial inclusion, banks,...
FSB Release Report on FinTech Benefits, Risks
The Financial Stability Board (FSB) found that FinTech platforms account for an increasing share of credit provision, hence stating that policymakers must consider the opportunities and risks such activity brings. With ten areas identified, three have been priorities for international collaboration in a report published jointly with the Committee...
Best Practices for Effective Development of Fintech
The rapid evolution and development of Fintech is dramatically changing the face of the financial services industry, and offers the potential for increased productivity and efficiencies in the way financial services are delivered. It has also challenged policymakers worldwide as they develop regulatory responses that strike a balance between...