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Publication: Promoting Digital and Innovative SME Financing - G20
Access to finance is a critical barrier for SMEs to start, sustain and grow their businesses. About half of formal SMEs do not have access to formal credit, and instead rely on internal funds, or cash from friends and family, to launch and initially run their business. An extensive survey of SMEs in 135 countries showed that access to finance was...
Publication: G20 High-Level Policy Guidelines on Digital Financial Inclusion for Youth, Women and SMEs
The G20 High-Level Policy Guidelines on Digital Financial Inclusion for Youth, Women, and SMEs document was produced by the G20 Global Partnership for Financial Inclusion (GPFI) in 2020 under the Saudi Arabia G20 Presidency with the support of OECD , the World Bank Group in partnership with The Better Than Cash Alliance, the Women's World Banking...
ICSB Annual Global Micro, Small, Medium-Sized Enterprises Report
The International Council for Small Business (ICSB), in June 2016, convened a small business panel at its 61st World Congress at the United Nations, in New York City. This report is the continuation of the ICSB’s work since 2016 with the goal of bringing all stakeholders and partners together in one place, with one mission, and one focus: to help...
Youxin Financial Customer Stories 2019 - Cover
Youxin Financial provides personal financial services to customers around the world. The company is committed to using financial technology to provide innovative and financing solutions for micro and small businesses across China and contribute to the development of the real economy. In this publication, Youxin Financial shares an analysis of...
State of the Digital Financial Services Market in Zambia, 2018- Report
For Zambia’s digital financial services (DFS) industry, 2018 saw growth in the number of active DFS account users, growth in the number of agents nationwide and growth in the number of products available to customers. These indicators of growth in the industry are findings in the Annual Provider Survey (APS), which UNCDF has conducted for over...
Paper Cover Taxi Mobile Transactions in Africa
This paper shows that taxation on mobile phone airtime and financial transactions may not expand the tax base significantly but, rather, may reverse the gains on retail electronic payments and financial inclusion. A higher tax rate on low-level retail electronic transactions mostly levied on low-income earners that are sensitive to transaction...
OECD publication cover
The report contextualises the role of data analytics in the ongoing digital revolution and its potential for SME performance, including for enhancing SME productivity. It presents evidence on the use of data analytics in SMEs, discusses main internal and external barriers to the use of data analytics by SMEs, and illustrates policy approaches to...
UK Open Banking APIs Performance Analysis: 2018
The 28 page report details the API performance of 11 major UK banks across a variety of technical performance measures through 2018. The report includes APImetrics proprietary Cloud API Service Consistency (CASC) scores for all 11 banks. CASC scores are derived using APImetrics active monitoring platform, which gathers data from up to 75 locations...
Report: Emerging Fintech Innovations that Can Advance Financial Inclusion
For all the excitement around fintech, there is little information available about how specific fintech innovations solve pain points in financial inclusion. Based on two years of pilots with fintechs across Africa and South Asia, a new CGAP report identifies promising fintech innovations in emerging markets, challenges that startups often face in...
World FinTech Report 2018
Capgemini and LinkedIn, in collaboration with Efma, developed the World FinTech Report 2018 based on a global survey encompassing responses from traditional financial services firms and FinTech firms including banking and lending, payments and transfers, investment management, and insurance. Questions sought to yield perspectives from both FinTech...