Publications

Cover of Small Business Spotlight - FinRegLab publication

This Small Business Spotlight report by FinRegLab provides an overview of applied research based on data from six non-bank financial services providers, two of which are SME FInance Forum's members —Accion,

Publications

Publications

Youxin Financial Customer Stories 2019 - Cover
Youxin Financial provides personal financial services to customers around the world. The company is committed to using financial technology to provide innovative and financing solutions for micro and small businesses across China and contribute to the development of the real economy. In this publication, Youxin Financial shares an analysis of...
State of the Digital Financial Services Market in Zambia, 2018- Report
For Zambia’s digital financial services (DFS) industry, 2018 saw growth in the number of active DFS account users, growth in the number of agents nationwide and growth in the number of products available to customers. These indicators of growth in the industry are findings in the Annual Provider Survey (APS), which UNCDF has conducted for over...
Paper Cover Taxi Mobile Transactions in Africa
This paper shows that taxation on mobile phone airtime and financial transactions may not expand the tax base significantly but, rather, may reverse the gains on retail electronic payments and financial inclusion. A higher tax rate on low-level retail electronic transactions mostly levied on low-income earners that are sensitive to transaction...
OECD publication cover
The report contextualises the role of data analytics in the ongoing digital revolution and its potential for SME performance, including for enhancing SME productivity. It presents evidence on the use of data analytics in SMEs, discusses main internal and external barriers to the use of data analytics by SMEs, and illustrates policy approaches to...
UK Open Banking APIs Performance Analysis: 2018
The 28 page report details the API performance of 11 major UK banks across a variety of technical performance measures through 2018. The report includes APImetrics proprietary Cloud API Service Consistency (CASC) scores for all 11 banks. CASC scores are derived using APImetrics active monitoring platform, which gathers data from up to 75 locations...
Report: Emerging Fintech Innovations that Can Advance Financial Inclusion
For all the excitement around fintech, there is little information available about how specific fintech innovations solve pain points in financial inclusion. Based on two years of pilots with fintechs across Africa and South Asia, a new CGAP report identifies promising fintech innovations in emerging markets, challenges that startups often face in...
World FinTech Report 2018
Capgemini and LinkedIn, in collaboration with Efma, developed the World FinTech Report 2018 based on a global survey encompassing responses from traditional financial services firms and FinTech firms including banking and lending, payments and transfers, investment management, and insurance. Questions sought to yield perspectives from both FinTech...
Early Lessons on Regulatory Innovations to Enable Inclusive FinTech
Technology-enabled innovation in financial services (FinTech) can extend the benefits of financial inclusion to millions of unbanked and underbanked people around the world. However, the rise of FinTech presents many regulatory challenges - for emerging and developing economies in particular. Consequently a number of regulators in advanced,...
Digital Commerce and Youth Employment in Africa
The Mastercard Foundation in partnership with BFA released Digital Commerce and Youth Employment in Africa, new research that shows 80 million young people will benefit from the rise of digital commerce in Africa by 2030. These findings indicate that the digital commerce sector has the potential of disrupting the future of work on the continent...
Tackling Europe's Gap in Digital and AI
Europe’s digital gap with the world’s leaders is now being compounded by an emerging gap with the world’s leaders in its development and adoption of artificial intelligence (AI) technologies. Without faster and more comprehensive engagement in AI, that gap could widen. Europe may not need to compete head to head but rather in areas where it has an...