Tools

eLearning: Credit Information Systems Focusing Small and Medium Enterprises

These course is intended to provide SMEs with the knowledge about MSME financing, credit information sharing, the role of credit information service providers, credit Reports, credit Score, and dispute resolution process.

Tools

Tools

A Guide to Supervising E-Money Issuers
A specialized regulatory window for nonbank e-money issuers (EMIs) is one of four basic regulatory enablers for inclusive digital financial services in emerging markets and developing economies (EMDEs) (Staschen and Meagher 2018). For the purposes of this guide, EMI is defined as any regulated entity—bank and nonbank—that is dedicated to issuing e...
2018 Year Of Evolution In Payments Revolution Ebook
PYMNTS queried 25 executives well-seasoned in tech, payments and commerce to gain insight on everything from A to Z ― from AML to Zelle, you might say ― and beyond. How we buy, and sell, and keep track of it all, is also changing – not just for consumers, but also for businesses, and for the banks that cater to them. Treasury management...
Tool: Changing Change Management: Adapting Internal and External Culture In Times Of Digital Transformation
The ease with which customers access digital financial services (DFS) can make such implementations appear deceptively simple – with just a click on a mobile phone and a customer will be able to make payments, save money, access credit, and even become insured. Launching a digital channel is not a simple endeavor however. It requires a relevant...
Tool: New Digital Ecosystem Helps Foster Financial Inclusion in India
With the growth of digital divide rising, a new ecosystem developing in India features three “interrelated and mutually-reinforcing components” that will help support financial inclusion. These elements, according to the article include: National ID, bank accounts, and mobile phones provide the foundational layers and channels for people to enter...
2018 Women Business Owner Spotlight
Bank of America launched their third annual study, focused on the goals and challenges of women entrepreneurs across the country. The publication examines: rising business and economic confidence, leading the digital transformation and progress towards equal access to capital. Key points highlighted in the publication included: Women business...
Payments Execs Map Out What’s Next for the Next Half of 2018
PYMNTS.com has released Mid-Year 2018 Checkpoint ebook that maps outwhat payments executives believe is next for the year. Half way through 2018, innovation within the payments space follows no timetable. PYMNTS.com asked several stakeholders across processing, banking, digital payments and other areas to share with us what trends shaped the first...
10 Reasons to be Optimistic that Full Financial Inclusion is Possible through Digital Payments
Continuing to advance financial inclusion by facilitating access to digital financial services is a vital element in tackling inequality, improving prosperity, and empowering individuals worldwide – a fact recognized by its prominence on the global private and public sector agenda. The UN-based Better Than Cash Alliance, a partnership of...
Verizon's 2017 Payment Security Report
Nearly half (44.6%) of companies failed to protect payment card data on an ongoing basis. Despite the dangers, Verizon’s research shows that while PCI DSS compliance is improving, even among the companies that pass validation, nearly half fall out of compliance within a year—and many much sooner. This report delves into the detail of payment...
56 FinTech Companies in Nigeria, Three Serve SMEs
Nigeria has an opportunity to establish itself as one of the hottest FinTech hubs. Professionals emphasize significant FinTech opportunities in Nigeria that could potentially redefine the financial services landscape over the next five years. Let’s Talk payments, has identified and listed 56 FinTech companies in Nigeria. Included in the list are...
How Financial Institutions, Fintechs Partnerships Aid in Inclusion
A variety of resources regarding financial institutions’ partnerships with fintech are included in this joint report from the Center for Financial Inclusion at Accion and the Institute of International Finance. The researchers provide a look at how Destacame’s alternative credit scoring is enabling BBVA Bancomer to reach underserved customers...