Fintech

CreditEase China: Big Data Makes What Once Seemed Impossible, Possible.

Submitted by csmith11@ifc.org on

Founded 12 years ago, CreditEase offers inclusive finance and wealth management for SMEs. The China-based fintech company provides products and services such as: payment, technology, marketplace lending, crowdfunding, robo-advisory services, insurance technology and blockchain products and services.  

With a US $1.890 billion financing gap for China’s 56 million MSMEs, the need for fintechs and entrepreneurs is pertinent. 

Rakuten: Empowering Merchants Globally with Better Services at Lower Cost

Submitted by fsiddique@ifc.org on

Rakuten Card, a subsidiary of Rakuten Inc., recently joined the SME Finance Forum as a founding member. Founded in Japan in 1997 with a mission of empowering merchants and consumers through the Internet, Rakuten has expanded beyond e-commerce to encompass a dynamic global ecosystem of around 70 different Internet services as diverse as travel, banking, social messaging, and professional sports. The firm has operations in more than 20 countries.

Business Partners

For over 44 years, Business Partners Limited has unlocked business value in over 73000 business finance transactions, providing customized finance solutions to SMEs using debt, equity and blended finance as well as offering comprehensive technical assistance to help portfolio companies grow. Apart from their extensive experience in South Africa,

Business Partners Limited has also invested and managed various funds in East and Southern Africa over the last 20 years. The Global SME Finance Awards named Business Partners Limited the 2019 Gold winner in the SME Bank of the Year – Africa.

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Contact Person Name
Jeremy Lang
Contact Person Title
Managing Director
Contact Person Email
jlang@businesspartners.co.za

ezee.ai

ezee.ai is a fintech firm which is providing end to end digital lending solutions via zero code platforms. Our platforms are used by various banks and financial institutions across different countries.

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Contact Person Name
Dheeraj Jaiswal
Contact Person Title
Director - Sales
Contact Person Email
dheeraj.jaiswal@ezee.ai
Operation countries

Cascade Debt

Cascade is a global end-to-end technology platform built for the specialty finance and asset-based lending markets to help originators and investors streamline workflows from pre-deal diligence to post-close monitoring. Cascade cleans and validates data tapes by recalculating values from raw inputs, providing almost real-time visibility on performance metrics, borrowing bases, covenants, and more. Our users experience significant time savings on structuring and managing debt facilities, allowing them to scale debt portfolios without worrying about additional operational overhead. Backed by top VCs in the US, Cascade is one of the fastest growing platforms in the private credit space and works with over 80+ originators and over two dozen institutional investors.
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Contact Person Name
Bianca Ruffini
Contact Person Title
Marketing Manager
Contact Person Email
bianca@cascadedebt.com
Operation countries

Kifiya

Founded in 2012, Kifiya's vision is creating equitable access to market and finacial services for micro, small and medium enterprises(MSMEs), smallholder farmers (SHFs) & low and middle-income individuals. 
 
At the center of our technology stack are: 1) an AI driven alternative data-based scoring plateform that enables MSMEs, SHFs, and Individuals to be credit scored, and 2) an embedded finance infrastructure supporting credit, payment, insurance, and wallet services that drive the development of nine platforms. Together, these technologies enable FIs, MFIs, and FinTechs to offer various types of micro and small credit, micro insurance, and payment products and services. 
 
One of our key platfoms released 18 months ago is Qena, our intelligent financial services platform with KYC+ loan origination, complete credit management and collection modules. It leverages the credit scoring platform to enable banks and MFIs provide uncollateralized digital micro and small credit to MSMes, SHFs & Individuals.
 
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Contact Person Name
Munir Duri
Contact Person Title
CEO
Contact Person Email
mduri@kifiya.com

M1xchange

M1xchange TReDS is a digital marketplace that enables seamless invoice discounting for MSMEs. It helps unlock working capital efficiently, enhancing liquidity and financial stability.

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Contact Person Name
Akshay Babbar
Contact Person Title
Director Partnerships
Contact Person Email
akshay.babbar@m1xchange.com

Seu Ativo

Seu Ativo, founded by seasoned professionals with expertise in investments, payments, and technology, aims to develop Brazil's invoice financing market amidst regulatory transformation by the Brazilian Central Bank. Focused on MSMEs and e-invoice issuers, Seu Ativo offers a fully digital process ensuring legitimacy and unicity for e-invoices and receivables. In association w/an Payment Institution, Seu Ativo have created a unique settlement process to ensure payments reach the true owner of the receivable.

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Contact Person Name
Horst Muller
Contact Person Title
CCO
Contact Person Email
muller@seuativo.com.br
Operation countries

ADAPTA

ADAPTA is a US-based technology company operating in East Africa, Latin America, and soon Asia. It offers an AI-driven, cloud-based risk management software solution that equips financial intermediaries with the necessary data and insights to assess and mitigate climate, soil, water, and biodiversity risks in agricultural loans and investments. Through its innovative technology, ADAPTA has received support from the Climate Catalytic Finance Facility to launch the Climate Finance Facility—a unique bank of banks providing technology, blended finance, and capacity-building to scale nature-based agricultural practices globally.

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Contact Person Name
German Vegarra
Contact Person Title
CEO & Founder
Contact Person Email
german@adapta.earth
Operation countries

Fauree

Fauree is a leading provider of supply chain finance and working capital solutions, leveraging technology to boost efficiency and cut costs. Fauree's Supply Chain Finance, where we empower SMEs through transparent, efficient, and sustainable solutions. Our cutting-edge platform supports local suppliers, fortifies supply chains, and fosters economic diversification and workforce development. By offering superior financing options and enhancing cash flow, we enable businesses to flourish and significantly contribute to broader economic and social ICV policy objectives. Our cloud-based platform provides real-time reporting and customizable workflows, optimizing financial operations and working capital management. With an extensive suite of services—including supply chain financing, receivable financing, distributor finance, dynamic discounting, and Sharia-compliant products—Fauree meets diverse industry needs on a global scale.
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Member Since
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Contact Person Name
Azhar tasadduq
Contact Person Title
CO Founder & CEO
Contact Person Email
azhar@jawainvestment.com