Humo Bank, a Leading Financial Institution in Tajikistan, Joins the SME Finance Forum
November 2026 – Humo Bank, one of the five largest banks in Tajikistan, has joined the SME Finance Forum as the newest member of its global network of 250+ financial institutions and industry stakeholders operating across 190 countries. The Forum brings together organizations committed to expanding access to finance for small businesses through knowledge exchange, innovation, and collaboration.
Humo Bank’s focus on SME finance reflects its dedication to empowering entrepreneurs and supporting sustainable economic growth in Tajikistan. The bank intends to build on this commitment by expanding its financing and non-financial support for small and medium-sized businesses in the coming years.
“We are pleased to welcome Humo Bank to the SME Finance Forum. Its growing focus on SME finance and commitment to supporting entrepreneurship in Tajikistan align closely with our mission to expand access to finance for small businesses. We look forward to connecting Humo Bank with peers across our global network and supporting the exchange of insights and solutions that can help SMEs thrive,” said Qamar Saleem, Head of SME Finance Forum.
As a member of the SME Finance Forum, Humo Bank joins a global community of financial institutions and industry stakeholders working to advance SME finance. Through this network, members and affiliates exchange knowledge, share practical experiences, explore innovative approaches, and build partnerships that can help expand access to appropriate and sustainable financial services for small and medium-sized businesses.
“Joining the SME Finance Forum is an important milestone in Humo's development and a confirmation of our commitment to expanding small and medium-sized businesses' access to modern financial services. As of the end of the first half of 2026, the share of SME loans in our credit portfolio reached 16%, and we plan to increase this figure in the coming years. We view the development of entrepreneurship as one of the key drivers of sustainable economic growth in Tajikistan.
Membership in the SME Finance Forum gives us the opportunity to exchange experience with leading financial institutions around the world, adopt international best practices, and develop innovative solutions to support small and medium-sized businesses. We are glad to become part of a global community that unites organizations with a shared goal — to make SME financing more accessible, efficient, and sustainable,” said Firdavs Mayunusov, Chairman of the Board, Humo Bank.
SME Finance Forum: Innovation & Partnership for MSME Growth
The SME Finance Forum, backed by G20 and IFC/World Bank, is the leading global network of 250+ members and affiliates operating in 190 countries. The network comprises SME-focused institutions providing and enabling finance and services, including banks, non-bank financial institutions, fintechs, payment platforms, development institutions, credit guarantee companies, insurers, investment funds, supply-chain players, banking and SME associations, policy advocates, regulators, academia, consulting firms, and knowledge aggregators.
Members, affiliates, and associated stakeholders benefit from learning and replicating best practices from around the world, innovating new products for growth, accessing risk mitigation tools, establishing partnerships, attracting investors, and gaining recognition among a global peer group of innovators.
Our activities include exclusive member offerings such as innovation hubs, solutions clinics, peer networks, study tours, specialized tools and training, member repositories, and partnered initiatives, as well as public resources including a library of more than 200 publications, over 500 videos, webinars, newsletters, training programs, annual awards, and flagship events.
Discover the SME Finance Forum members and affiliates:
https://www.smefinanceforum.org/page/our-members
https://www.smefinanceforum.org/page/partner-with-us
About Humo Bank
Humo Bank is one of the five largest banks in Tajikistan and is part of the Japanese financial group Gojo & Company. Founded in 2005 as a microcredit fund, Humo has undergone several stages of institutional transformation over the past 21 years, including its conversion into a microcredit deposit organization in 2013 and its transformation into a commercial bank in July 2025.
More than 2,200 employees serve over 429,000 clients, including 140,000 active borrowers, through a network of 152 service points comprising 26 branches, 60 client service centers, and 66 digital offices. Humo Bank also operates the largest agent banking network in Tajikistan, expanding access to financial services, including in remote regions of the country.
As of June 30, 2026, the bank's total assets amounted to USD 313 million, with an active loan portfolio of USD 252 million. Revenue for the first half of 2026 reached USD 46 million, while return on equity (ROE) stood at 30.5%.
The development of small and medium-sized businesses is one of Humo's strategic priorities. The bank continues to expand financing for entrepreneurs, develop digital services, and contribute to financial inclusion in Tajikistan. Its technology division, Humo Lab, supports the rapid development and rollout of innovative solutions for retail and business clients.
Humo's reliability and social performance are recognized through institutional and social ratings from MFR, MicroRate, and Agents for Impact, as well as the international 60 Decibels Top Impact Award.
Learn more:
Website: https://humo.tj/en