Michael Makau is the Head of Business Banking at Commercial Bank of Africa. An expert in Vehicle & Asset Finance and Leasing, Mr. Michael Makau has worked with four different commercial banks in Kenya and has been instrumental in setting up of the functions in two of the banks. An SME practitioner who has been working with SMEs to finance and improve their businesses, Mr. Makau has been instrumental in developing of strategy and product development for the SME sector in the last three years. He has also been in the banking industry for the last 24 years and has worked in various areas namely; Business Development, Debt Recovery, Finance and Reconciliation. He is a personal leadership trainer, certified workplace coach and author of a personal development book titled “Capture your dream through Personal Visioning’. Mr. Makau holds a Bachelor’s Degree in Economics and Mathematics and a Master’s Degree in Leadership – Business Entrepreneurship.