Publications

Publications

Disruptive Technologies in the Credit Information Sharing Industry : Developments and Implications

Disruptive Technologies in the Credit Information Sharing Industry : Developments and Implications

This note analyzes the evolution of Credit Information Systems, including the emergence of new technologies that use alternative data in credit decisioning and the opportunities and risks associated with these trends. This paper also predicts the potential development effect of these disruptive technologies and proposes a role for the World Bank Group in leveraging these technologies to promote inclusion and stability

Credit Risk & Scoring