geo/japan

Location
35.760721836548, 137.21923828125

Middle market businesses are a growth engine for the global economy

The white paper by Mastercard underscores the pivotal role of middle market businesses (firms with 50 to 250 employees) in driving global economic growth, with a notable $24.2 trillion in B2B spending in 2022. These businesses face unique challenges as they scale, such as the need for digitization, automation, and streamlined operations, along with difficulties in accessing credit, managing cash flow, and protecting against cyber threats.
 
Financial providers, including banks and fintechs, have substantial opportunities to support these businesses by offering tailored solutions like advanced commercial products, higher credit lines, automated financial processes, and cybersecurity services. To effectively serve this segment, providers should focus on optimal credit limits, comprehensive financial services, personalized support, industry-specific solutions, and enhanced security measures.
 
Mastercard’s strategy to aid middle market businesses includes improving access to capital, digitizing workflows, and enhancing security to reduce cyber and fraud risks. The document also provides insights into the middle market landscape in six key regions (Japan, Australia, South Africa, UK, Germany, and Brazil), detailing specific needs and opportunities in each.
 
The findings are based on extensive research, including interviews with executives, surveys of middle market businesses, and analysis of spending and growth forecasts. The white paper highlights the essential role of middle market businesses in the global economy and the significant potential for financial providers to address their evolving needs through targeted solutions and strategic partnerships.
 

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Author: Mastercard

Mastercard is a Member of the SME Finance Forum

 

Hidden Power of the Japanese Economy

This study of the Japanese model about the development of the Credit Guarantee System provides an in-depth analysis of the credit guarantee system behind the rise and sustainment of Japan’s economy, and explains how it can benefit Turkey. It outlines the credit guarantee system in Japan, which, in view of the author, the General Manager of SME Finance Forum member Credit Guarantee Fund A.S., is one of the best models in the world.

Read the full study here.

 

American Express

Global services company that provides a suite of payment and lending products, solutions for travel and everyday business spending, cross border payments, global currency solutions, and business financing.

Country / Region
Member Since
Organization Type
Location
40.7127753, -74.0059728
City/Town location
NYC, NY, USA
PipeDrive organization Id
647

Standard Chartered Bank

Leading international banking group that operates across Asia, Africa and the Middle East to bank people and companies driving investment, trade and creation of wealth.

Country / Region
Member Since
Organization Type
Location
51.5073509, -0.1277583
City/Town location
London, UK
PipeDrive organization Id
238

Experian

Global information services company providing data and analytical tools to help businesses manage credit risk, prevent fraud, target marketing offers and automate decision making.

Country / Region
Member Since
Organization Type
Location
38.9071923, -77.0368707
City/Town location
Washington D.C., DC, USA
PipeDrive organization Id
2375

Mastercard

MasterCard’s principal business is to process payments between the banks of merchants and the card issuing banks of the purchasers who use the "MasterCard" brand debit and credit cards to make purchases.

Country / Region
Member Since
Organization Type
Location
40.7127753, -74.0059728
City/Town location
NYC, NY, USA
PipeDrive organization Id
497