Switzerland

Banco Bilbao Vizcaya Argentaria is a multinational Spanish banking group. It was formed from a merger of Banco Bilbao Vizcaya and Argentaria in 1999, and is the second largest bank in Spain.

Global company specializing in credit bureau, business information, outsourcing, processing services, and credit solutions. Established in Italy, CRIF has an international presence in Europe, America, Africa & Asia.

Global information services company providing data and analytical tools to help businesses manage credit risk, prevent fraud, target marketing offers and automate decision making.

MasterCard’s principal business is to process payments between the banks of merchants and the card issuing banks of the purchasers who use the "MasterCard" brand debit and credit cards to make purchases.