Publications

Financing sustainable growth for SMEs globally: The case for a coordinated G20 policy approach

The global economy continues to perform below potential and suffer from significant uncertainty. Despite G20 leaders committing, in 2014, to measures aimed at raising GDP by 2% by 2018 a lack of structural reform and serious constraints for financing along Global Value Chains (GVCs) continue to drag on growth.

Publications

Publications

Fintech from the Frontlines: The Opportunity for Technology to Improve Financial Services for All
The term ‘fintech’ has now become a part of the modern lexicon. The term is often used to describe tech startups that are presumably going to upend traditional financial institutions ( ie. banks ) through the use of new technology. Such a characterization, however, misses a large amount of what is truly transforming the financial services...
Small, Medium, Strong. Trends in SME Performance and Business Conditions
SMEs and entrepreneurs play a key role in national economies around the world, generating employment and income, contributing to innovation and knowledge diffusion, responding to new or niched demands and social needs, and enhancing social inclusion. However, SMEs are often more affected by business environment conditions and structural policies...
From FinTech to TechFin: The Regulatory Challenges of Data-Driven Finance
Financial technology (‘FinTech’) is transforming finance and challenging its regulation at an unprecedented rate. Two major trends stand out in the current period of FinTech development. The first is the speed of change driven by the commoditization of technology, Big Data analytics, machine learning and artificial intelligence. The second is the...
Alternative Delivery Channels for Financial Inclusion: Opportunities and Challenges in African Banks and Microfinance Institutions 2016
The MasterCard Foundation’s financial inclusion partners have identified alternate delivery channels (ADCs) as having high potential to reach the “last mile” customer with relevant and accessible access to finance. As part of its multi-pronged effort to promote financial inclusion and increase economic opportunities for the underserved, the...
Investing in Women: New Evidence for the Business Case
Over the last two decades, the gap between male and female employment rates has closed by only 0.6 percentage points. The financing gap for women entrepreneurs remains at an estimated $285 billion. Inequities between men and women have been exacerbated by the lingering e¯ects of the global financial crisis. Solving these and other challenges will...
Financing sustainable growth for SMEs globally: The case for a coordinated G20 policy approach
The global economy continues to perform below potential and suffer from significant uncertainty. Despite G20 leaders committing, in 2014, to measures aimed at raising GDP by 2% by 2018 a lack of structural reform and serious constraints for financing along Global Value Chains (GVCs) continue to drag on growth. Meeting the G20’s 2% growth scenario...
Global Cash Index - Mexico
Mexico, the fifteenth largest economy in the world, runs on cash. Despite the rise of electronic banking and alternate forms of payment in the past 15 years, nearly 90 percent of consumer transactions in Mexico are still paid using cash. The popularity of the age-old payment method is, in fact, so high that Mexicans have a higher propensity for...
Emerging Markets Driving the payments transformation
The dynamic nature of emerging markets creates challenges that have never confronted the developed world, but also opens up opportunities for innovation and growth. Payments is an area where this dynamism is already well-established. Over the next ten years (and beyond) we’re set to see even faster changes in the payments landscape, building on...
SheBanking: or the end of traditional banking
Objective of This White Paper: Our goal is to ascertain what women expect from banks as an ‘ally’ when managing personal and family finances. How can we improve the relationship with banks so women feel less excluded from the current narrative? We aim to pinpoint the services that add value for women, so that they feel better “treated” by banks,...
Retail banks wake up to digital lending
As retail banks gradually digitalize their activities, they’ve focused largely on the most frequent customer transactions, such as checking a balance or remote deposit. Much of the lending arena, with the exception of credit cards, has taken a back seat. Recent analysis by Bain & Company and SAP Value Management Center finds that most banks...