Publications

Credit Decisioning Engines in the Cloud

The global unbanked and underbanked market continues to grow exponentially each year, and will reach an estimated three billion individuals and over 250 micro, small and medium-sized enterprises (MSMEs) over the coming decade.

Publications

Publications

Digital Financial Inclusion: Emerging Policy Approaches
The G20 HLPs set out suggested actions that countries can pursue to promote digital financial inclusion. Many countries are now implementing measures in line with the HLPs, including the introduction of country strategies to increase the use of digital financial services, efforts to foster innovation and manage potential risks through test-and-...
Fintech Trends Report India 2017
PwC and Startupbootcamp are stationed at the heart of the FinTech ecosystem in India. Startupbootcamp scouts for and supports promising, early-stage startups in the country, while PwC advises a wide-range of corporate and institutional clients on leading FinTech issues. For its first program in India, Startupbootcamp FinTech analysed more than...
BBB Annual Report 2017
Over the past year, the British Business Bank has broadened and expanded their support for smaller businesses, cementing there place as a key enabler of finance markets in the UK. Their market impact continues to grow, as borne out by strong delivery against our Key Performance Indicators. The chair, Christina McComb said the bank had moved from...
 Small Business Finance Markets 2016/17
The British Business Bank’s Small Business Finance Markets 2016/17 report shows that credit conditions for small businesses continue to improve, with a notable increase in the volume of asset finance and peer to peer business lending. Economic uncertainty has, however, had an impact on small business confidence, with a drop in the number of...
Exchanges Support the Growth of Small and Medium-Sized Enterprises? Lessons from India, South Africa, and Jamaica
The World Federation of Exchanges (WFE), jointly created a survey with the Milken Institute Center for Financial Markets to compare how approaches to SME boards have varied across countries. They conducted this evidenced-based research, believing that prior to, there was very little data at the country level that comprehensively examines the...
Fintech and Financial Services: Initial Considerations
Fintech and Financial Services: Initial Considerations ; SDN/17/05; June 19, 2017 From artificial intelligence to cryptography, “fintech” is accelerating change in the financial sector. This paper, prepared by an IMF staff team, sets out an economic framework to examine how fintech might impact the financial sector, from services to service...
Credit Decisioning Engines in the Cloud
The global unbanked and underbanked market continues to grow exponentially each year, and will reach an estimated three billion individuals and over 250 micro, small and medium-sized enterprises (MSMEs) over the coming decade. This segment of the banking industry has the potential to reach over $150bn, and both new and traditional banking entities...
The Potential of FinTech in Banking
This report analyzes why collaboration — not competition — will be the primary driver of disruption in the FinTech industry. Ernst & Young Global Limited (EY), a UK company, analyzed 45 major global banks revealing that while all banks are engaged with FinTechs one way or another, only around a quarter are extensively engaged due to barriers...
Mambu: Security In a Public Cloud
SME Finance Forum member Mambu released a white paper regarding its security practices for using the AWS Public Cloud. The company is offered as Software-as-a-Service and relies on public cloud infrastructure. Users can access Mambu either through a web application or APIs. The web application can be used on a desktop computer or tablet and mobile...
EIF European SME Finance
This European Investment Fund (EIF) analysis provides an overview of the main markets relevant to EIF, equity, guarantees, securitization, and microfinance. These main markets have been identified by the European Small Business Finance Outlook (ESBFO). Starting with a discussion of the general market environment for SME finance, analysts then look...