Publications

The Future of SME Banking: Minds Made for Redefining Financial Services

In this EY has outlined a number of questions they believe firms need to ask themselves with respect to how they can really help the SME community, considering how they can provide additional insight, tools and services that will best serve their customers. Firms that answer these questions the best are likely to come out on top, not just in this funding contest, but in the ongoing battle of attracting and retaining SME customers.

Publications

Publications

Report: Emerging Fintech Innovations that Can Advance Financial Inclusion
For all the excitement around fintech, there is little information available about how specific fintech innovations solve pain points in financial inclusion. Based on two years of pilots with fintechs across Africa and South Asia, a new CGAP report identifies promising fintech innovations in emerging markets, challenges that startups often face in...
World FinTech Report 2018
Capgemini and LinkedIn, in collaboration with Efma, developed the World FinTech Report 2018 based on a global survey encompassing responses from traditional financial services firms and FinTech firms including banking and lending, payments and transfers, investment management, and insurance. Questions sought to yield perspectives from both FinTech...
Early Lessons on Regulatory Innovations to Enable Inclusive FinTech
Technology-enabled innovation in financial services (FinTech) can extend the benefits of financial inclusion to millions of unbanked and underbanked people around the world. However, the rise of FinTech presents many regulatory challenges - for emerging and developing economies in particular. Consequently a number of regulators in advanced,...
Digital Commerce and Youth Employment in Africa
The Mastercard Foundation in partnership with BFA released Digital Commerce and Youth Employment in Africa, new research that shows 80 million young people will benefit from the rise of digital commerce in Africa by 2030. These findings indicate that the digital commerce sector has the potential of disrupting the future of work on the continent...
Tackling Europe's Gap in Digital and AI
Europe’s digital gap with the world’s leaders is now being compounded by an emerging gap with the world’s leaders in its development and adoption of artificial intelligence (AI) technologies. Without faster and more comprehensive engagement in AI, that gap could widen. Europe may not need to compete head to head but rather in areas where it has an...
dawn of digital finance
While other countries have developed extensive agent networks, and complex partnerships to support DFS ecosystems - Lao PDR remains a greenfield and untouched environment for digital financial services. No agents, no services and no customers using DFS in the country of 6.8 million people. This multimedia case study is intended to showcase the...
Artificial Intelligence: American Attitudes and Trends (Report)
A report published by the Center for the Governance of AI (GovAI), housed in the Future of Humanity Institute, surveys Americans’ attitudes on artificial intelligence. The impact of artificial intelligence technology on society is likely to be large. While the technology industry and governments currently predominate policy conversations on AI,...
Blockchain Fintech Confidential
The National Crowdfunding and Fintech Association of Canada (NCFA) and TODA Network have presented an inaugural pop-up digital magazine called "Blockchain Fintech Confidential." The magazine features the five missing necessities to move blockchain from .02 percent global penetration to the remaining 99.8 percent; Amazon, Alibaba, Walmart and...
Member CBN Unveils National Financial Inclusion Strategy
The Central Bank of Nigeria on Thursday unveiled the National Financial Inclusion Strategy designed to ensure that at least 80 per cent of Nigerians have access to banking and other financial services. The revised strategy recognises the imperative for prioritizing the foundational constraints, the importance of innovation and the need to create...
Digital Tnsurance in 2018: Driving Real Impact with Digital and Analytics
Highlights from articles this year show the progress that has been made in reinventing the insurance landscape—and suggest more disruption to come. This Mckinsey article extracts points from the Digital insurance in 2018: Driving real impact with digital and analytics report. It discusses: Claims in the digital age: How insurers can get started...