Articles

Alide logo

In this article published by ALIDE, prepared by Pablo Pombo, Horacio Molina, and Jesús N. Ramírez, the authors aim to provide a better understanding of the operation of guarantee schemes through their typology and their corresponding business models. 

Search

Articles

 Platforms - Via Germain Bahri on Linkedin
While initial forms of platforms have been around for centuries, more prominent ones have emerged in the last 15 years with the rise of the internet. New models which connected initially developer applications and customers arose (the first softwares), eventually connecting people together, sellers and buyers, hosts and visitors, drivers with...
Photo courtesy of Patrick Hendry-NextBillion
In this interview by James Militizer of NextBillion , Martin Burt, Founder and CEO of Fundacion Paraguaya , speaks about his book and suggests we ask a different question: Who owns poverty? In it, he explores what happens when you examine poverty from the viewpoint of the real experts: poor families themselves. He also tells storys about Fundacion...
Go-Jek drivers wait for orders at a coffee stall in Jakarta- The app has become much more than a ride hailer -Credit Reuters
The phenomenon can be traced to the development of emerging economies that picked up just as smartphones were catching on. Millions of people in Asia's emerging markets missed the personal computer era but have leapfrogged straight to smartphones, and using apps is second nature to them. Read more about WeChat and Go-Jek here . Article via Nikkei...
Picture via World Bank
Lending practices in most of the developing world, where wealth concentration in movables can be even greater, is disproportionate with concentration on immovables as the sole type of eligible collateral, most often due to inadequate legal and institutional protections available. To find clarity and a potential solution to this challenge, the...
Photo Credit Accion - Alaba International market in Lagos
This interview to 22 small business owners who are clients of Accion Microfinance Bank (AMfB) to learn more about their financial health and capability is part of a research to develop a framework to help MSMEs better understand and achieve financial health. This project was done with the support of the Mastercard Center for Inclusive Growth to...
Picture via Gomedici.com
The future of the banking ecosystem will extend well beyond financial services. The key pillars of a bank in the future will be data, API, AI&ML, a cloud-based platform, cybersecurity, and controls & compliance. Read more here . Article by GoMedici.com
5 things that matter about Indian SMEs via Nisha Ramchandani
For India to gain double digit growth figures going forward, its micro, small and medium enterprises (MSMEs) will have a prominent role to play in employment generation, exports, skilling and making the sector more formalised. MSMEs contribute 33% to India’s GDP and employ 11.7 crore people (that is 40% of India’s workforce). This snapshot of a...
Market in Guatemala.Photo courtesy of @perrygrone
To help boost women’s access to financial services, VisionFund International , the microfinance arm of World Vision , launched the Women’s Empowerment Fund (WEF) in 2016. The fund’s aim is to build women’s resilience by expanding financial access and delivering high quality credit, savings and insurance products developed with women, especially...
Pic via gomedici.com
After the 2008 financial crisis, FinTech leveraged the opportunity to address the needs of SMEs when banks could not. The solutions and innovations presented by FinTechs were crucial and came from digital-only neobanks/digital banks. Read more here via Medici .
  Photo Neil Palmer (CIAT)
The #agriculture sector plays a critical role in the livelihoods of people around the world – yet it’s facing an uncertain future. mall- and medium-sized enterprises (#SMEs) in the agriculture sector will be an essential part of any solutions to these challenges. Article via Next Billion .