Publications
Aug 19, 2019
According to a World Bank report “Profiting from Parity : Unlocking the Potential of Women's Business in Africa,” launched last March, women entrepreneurs make or are obliged to make different decisions than men because of gender-specific constraints. As a result, the report notes that, on average, women-owned firms post profits that are 34 %...
Aug 16, 2019
This CGAP’s recent paper, "The Role of Financial Services in Youth Education and Employment," makes the case that financial services can play an important role in improving educational opportunities to build job skills among people ages 15 to 24. Read the paper here .
Aug 15, 2019
In this report, member Mastercard presents the highlights from their 2018 annual corporate sustainability covering their global operations using the Global Reporting Initiative (GRI)’s reporting principles of materiality, sustainability context and stakeholder inclusiveness and completeness, as well as the UN Sustainable Development Goals...
Aug 14, 2019
In a new report, the Initiative for a Competitive Inner City (ICIC) shows how important small businesses are as job creators in 10 of America’s largest cities and their under-resourced inner cities. Small businesses are the backbone of urban economies, providing critical jobs for local residents. This report offers compelling data on the jobs...
Aug 12, 2019
Credit Scoring in Financial Inclusion: How to use advanced analytics to build credit-scoring models that increase access. This guide emphasizes that the effectiveness of data analytics approaches often involves building a broader data-driven corporate culture. Publication by CGAP.
Aug 02, 2019
The new IMF series "Fintech Notes" examines pressing topics in the digital economy. The Rise of Digital Money analyses how technology companies are stepping up competition to large banks and credit card companies. Digital forms of money are increasingly in the wallets of consumers as well as in the minds of policymakers. Cash and bank deposits are...
Jul 29, 2019
The Empirical Research Findings report provides a detailed summary of our applied research based on data from six non-bank financial services providers – Accion, Brigit, Kabbage, LendUp, Oportun, and Petal – that have begun using cash-flow variables and scores in an effort to increase the provision of credit to consumers and small businesses who...
Jul 29, 2019
In recent years, Latin America has joined the worldwide Fintech revolution, creating innovation and start-up ecosystems that permit the development of new technology start-ups offering highly innovative products and financial services. Many studies have reflected the fervor currently felt in the Fintech sector in the Latin America and the...
Jul 26, 2019
This year, the Group of Seven (G7) outlined an agenda to fight inequality. As part of this agenda, the G7 Partnership for Women’s Digital Financial Inclusion in Africa will support African governments, central banks, and financial institutions in their efforts to build more inclusive, sustainable, and responsible digital financial systems,...
Jul 24, 2019
The European Banking Authority (EBA) published the findings of its analysis on the regulatory framework applicable to FinTech firms when accessing the market. The Report illustrates the developments on the regulatory perimeter across the EU, the regulatory status of FinTech firms, and the approaches followed by competent authorities when granting...