Publications

OECD publication cover

The report contextualises the role of data analytics in the ongoing digital revolution and its potential for SME performance, including for enhancing SME productivity. It presents evidence on the use of data analytics in SMEs, discusses main internal and external barriers to the use of data analytics by SMEs, and illustrates policy approaches to foster data-driven decision-making in SMEs.

Publications

Publications

Report on Fintech Regulatory Perimeter, Regulatory Status and Authorisation approaches in relation to fintech activities
The European Banking Authority (EBA) published the findings of its analysis on the regulatory framework applicable to FinTech firms when accessing the market. The Report illustrates the developments on the regulatory perimeter across the EU, the regulatory status of FinTech firms, and the approaches followed by competent authorities when granting...
Financing SMEs and Entrepreneurs 2019. An OECD Scoreboard
Published annually, this report, in its 8th edition, documents trends in access to different types of finance for SMEs and entrepreneurs, financing conditions and government policy initiatives in this area. It was prepared by Kris Boschmans and Lora Pissareva, Policy Analysts, OECD Centre for Entrepreneurship, SMEs, Regions and Cities, SME and...
Research: Micro-entrepreneurs in the Platform Era
This research, by The Mastercard Foundation Partnership for Finance in a Digital Africa, collected information from 27 micro-entrepreneurs in Kenya about how they use platforms (from social media sites to ecommerce marketplaces and online freelancing websites) in their day-to-day business. The platform practices these conversations revealed...
Working Paper: The EIF SME Access to Finance Index June 2019 update
SME access to finance conditions improved considerably in Slovenia, Estonia, Czech Republic and Croatia and also in Belgium and Portugal as per the European Investment Fund (EIF) SME Access to Finance Index June 2019 update. #eifsmes
IFC Technical Note: Mainstreaming Gender and Targeting Women in Inclusive Insurance: Perspectives and Emerging Lessons
IFC works with insurers to create products targeted to the needs of women at various stages of their lives as well as for women-owned SMEs—while creating income generating opportunities for women as insurance agents and distributors. IFC recently collaborated with some of its partners to produce a collection of notes and case studies,...
E-book: Capturing our Impact: Harnessing Innovation for Financial Inclusion
This e-book presents impact stories, videos and photos that put faces behind the numbers and illustrate that digital innovation not only unlocks basic, life-changing financial services for low-income people, but it also enables the delivery of clean water, solar energy, education and other essential products and services. For instance, in Yemen,...
Report: The European Small Business Finance Outlook for June 2019
The European Small Business Finance Outlook for June 2019 provides an overview on equity finance and how SME securitization market has performed well, showing low default rates in Europe. Special chapter dedicated to Fintech. The report also highlights that one in four SMEs still report severe difficulties in accessing finance, pointing out...
Case Study: “Designing Products and Developing Institutions to Serve Low-income Women” in Nigeria, Tanzania and Malawi
Lessons learned on engagements with mainstream commercial banks to serve low-income women. Major takeaways from this publication include: How to develop a successful digital savings product for women, how to create sustainable financial products for youth and their families, must haves for credit programs focused on women-owned businesses, and...
Beyond Fintech: A Pragmatic Assessment of Disruptive Potential in Financial Services
This report from the World Economic Forum and Deloitte studies the transformative role of fintech and other disruptive forces on the financial services industry. This is the third report Deloitte and the Forum have developed on this topic. The report uncovers eight disruptive forces that have the potential to shift the competitive landscape of the...
Regulatory Sandbox Lessons Learned Report
The regulatory sandbox (“sandbox”), part of Innovate, allows firms to test innovative products, services and business models in a live market environment, while ensuring that appropriate safeguards are in place. It was established following a feasibility report published in November 2015 to support the FCA’s objective of promoting effective...