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SME Finance Forum - Annual Report 2020
In this publication, you will read about the SME Finance Forum highlights in 2020. Extract from the Foreword: The year 2020 has been a challenging one for all of us. We have seen the COVID-19 pandemic throw the world into uncertainty. In this context, we are proud to have launched new services to help our members deal with this extraordinary...
COVID-19 and Women-led MSMEs in Sub-Saharan Africa: Examining the Impact, Responses, and Solutions
Gender Finance
Covid-19
In Sub-Saharan Africa, small and medium enterprises account for up to 90 percent of all businesses. These businesses face financial and operational difficulties in good economic times, and the COVID-19 crisis has only amplified the challenges they must contend with on a daily basis. The pandemic also has the potential to widen existing gender...
How Regulation Influences Innovation of Digital Financial Services: Evaluating the Different Approaches in Our Countries of Operation
Digital Transformation
In September 2016, member AccessHolding entered into a Partnership Agreement with member Mastercard Foundation to support the A2A Programme with USD 15.5 million over a period of five years. The overall objective of the A2A programme is to strengthen the capacities of the AccessHolding Network Financial Institutions (NFI) with the aim to increase...
cover
Non Financial Services
Unlock Your Business Wellbeing: How to Identify Burnout and the Tactics to Overcome It. Member Retail Capital recently released a new publication. Running a business comes with a great deal of stress and anxiety, but how does burnout differ from traditional entrepreneurial pressures? It’s the buzzword we hear time and again, but what does ‘burnout...
We-Fi-cover
Gender Finance
Covid-19
2020 was a year like no other, with women entrepreneurs around the world deeply impacted by the coronavirus pandemic. Women Entrepreneurs Finance Initiative (We-Fi) recently published their 2020 Annual Report, showing how the partnership is supporting these women not just to survive the crisis, but also enhances their long-term resilience. As We-...
CFI-Publication
Financial Inclusion
Across all industries, predictive, data-driven algorithms — mathematical recipes ranging from the simple to the complex — are being used to tell stories about individuals and can drive high-stakes decisions: who receives a loan, what sentencing a judge will recommend, what therapeutics a doctor will provide. In the financial services industry, the...
Women Looking at Phone
Financial Inclusion
Gender Finance
Women’s financial inclusion, especially in rural Uganda, remains low. Two innovations were tested among adult females – a mobile banking service with digital subwallet folders labeled for women and the same service coupled with a course of seven household counselling sessions aimed at equalizing the influence of women and men in the context of...
Lightbulb with Global Ideas
Financial Education
Sustainable Finance
Policy & Regulation
Covid-19
This report highlights the risk of a sharply diverging world in the near term where the gaps between rich and poor widen because some countries lack the necessary financial resources to combat the COVID-19 crisis and its socioeconomic impact. It explores the impact of the pandemic on economics, social, and environmental risks, and the implications...
Happy Woman Working
Gender Finance
Fintech
Women represent the world’s largest and fastest-growing market but are mostly disregarded and underserved in the financial industry, especially women in fintechs. The industry has unnoticed the distinct needs and preferences of women and in doing so, there is a loss of trillions of dollars. By addressing the unmet needs of women, fintechs can gain...
Woman Fishing in Myanmar
Financial Inclusion
Gender Finance
Data Analytics
An important component of gender data is sex-disaggregated data and its support for women’s financial inclusion. With an estimated $1.7 trillion finance gap that exists for women owned MSMEs in emerging economies, the brief focuses on how gender data collection and analysis can narrow the gap and empower key stakeholders to realize their full...
Whitepaper-content-cover
Covid-19
Digital Financial Services
World Trade Organization (WTO) , Trade Finance Global (TFG) , and International Chamber of Commerce (ICC) have launched their latest publication, ‘ Accelerating trade digitalization to support MSME financing .’ This new publication, authored by WTO’s Emmanuelle Ganne and TFG’s Deepesh Patel, dives into the benefits and deployment challenges of...
What works to enhance women’s agency: Cross-cutting lessons from experimental and quasi-experimental studies* Happy Women
Gender Finance
Women’s agency is severely limited in many contexts, globally. Women in low- and middle-income countries experience less freedom of choice, control over one’s life, say in household decision making, and life satisfaction compared to men. Increasing women’s agency is crucial to reducing gender inequality and improving women’s outcomes in many...
Policy Framework for Women-led MSME Access to Finance Title and Image of Colorful Women
Gender Finance
Women-owned MSMEs are vital for growth and job creation but face many roadblocks due to lack of access to finance. With better access to finance, women owned MSMEs will have better access to productive assets and increase efficiency for an overall stronger economic growth. The Policy Framework, led by the SME Finance Working Group in collaboration...
Gender Innovation Lab Logo and Happy Person
Gender Finance
Covid-19
The pandemic has been exacerbating existing gender inequalities in economic opportunities across Sub-Saharan Africa. Women-owned businesses, women farmers, health and education, and gender-based violence are just some examples to pay attention to as the world heals from the ramifications of Covid-19. This report focuses on mechanisms that can help...
Banana Skins Report Title and Image of Coronavirus
Covid-19
Digital Financial Services
Has Covid-19 created risks for global banks? The Banking Banana Skins 2021 – Covid Special report focuses on the fast pace of the industry and its lasting effect on structure and operations. The Centre for the Study of Financial Innovation’s Banana Skins Index measures the overall high level of risk within the banking sector over the last 20 years...
EIF_Working_Paper_2021_72
Financial Inclusion
The Working Paper is the third and last paper resulting from a research project on “Measuring Microfinance Impact in the EU. Policy recommendations for Financial and Social Inclusion” (Memi). The project was initiated and supervised by the EIF and was funded by the EIB Institute under the EIB-University Sponsorship Programme (EIBURS). This project...
Efma Report Cover Page
Covid-19
SME Insurance
Fintech
The Covid-19 pandemic has shifted business operations and have now required a difficult but necessary transition into a “new normal”. Navigating disruption does not relate to disruptive players and innovations within the fintech or insurtech space in this case but relates to the tremor of the pandemic. However, innovative players like governments...
UniofCam | WEF | WBG Logo and Image of Digital Tree
Covid-19
Fintech
In 2020, the pandemic shifted various financial systems, creating a demand for innovation through multiple channels, systems, and instruments. This called for a shift in FinTech market performances, precise Covid-19 responses by FinTech firms, regulatory intervention or policy assistance, and operational challenges. The outcome is that FinTech...
World Bank Group and University of Cambridge Image of Rapid Motion
Covid-19
Fintech
Central banks and other financial regulators are countering COVID-19 challenges in regulating and overseeing FinTech and Digital Financial Services (DFS) activities. FinTech and DSF are important to extend access to financial services to millions of consumers and MSMEs around the world. With the pandemic severely impacting the global economy and...
Zest.AI-Machine-Learning-improves-race-prediction
Data Analytics
Digital Financial Services
Banks and credit unions want to do more to reach underserved communities. Still, they are wary of lending to borrowers they view as risky, such as people of color, people without a college degree, recent immigrants, and many of the 40 million “credit invisible” Americans. Generations of discrimination and rejection have caused many minorities to...