Publications

Research: Micro-entrepreneurs in the Platform Era

This research, by The Mastercard Foundation Partnership for Finance in a Digital Africa, collected information from 27 micro-entrepreneurs in Kenya about how they use platforms (from social media sites to ecommerce marketplaces and online freelancing websites) in their day-to-day business.

Publications

Publications

Beyond Theory: Getting Practical With Blockchain
Blockchain has the potential to impact many industries, including financial services, so the Boston Fed sought to understand its foundational technology with first-hand research. They wanted practical experience, the kind only trial and error can bring. “Beyond Theory: Getting Practical With Blockchain” goes beyond the basics of distributed ledger...
5G Applications for Banking and Financial Sector in India
The 5G network is likely to encompass not just the Internet but all the resources connected to it. In such a scenario it is essential that there is a greater preparedness from both the service providers and consumers regarding the principles, architecture and features of the new technology. Such preparedness will help all concerned to design,...
UK Open Banking APIs Performance Analysis: 2018
The 28 page report details the API performance of 11 major UK banks across a variety of technical performance measures through 2018. The report includes APImetrics proprietary Cloud API Service Consistency (CASC) scores for all 11 banks. CASC scores are derived using APImetrics active monitoring platform, which gathers data from up to 75 locations...
On the Rise of FinTechs - Credit Scoring Using Digital Footprints
This whitepaper analyzes the information content of the digital footprint – information that people leave online simply by accessing or registering on a website – for predicting consumer default. Using more than 250,000 observations, we show that even simple, easily accessible variables from the digital footprint equal or exceed the information...
Credit Reporting Knowledge Guide 2019
Access to finance is an essential component of economic development and job creation. A host of studies have shown a positive correlation between financial development and economic growth. Access to finance is also critical for larger corporations and conglomerates, which, given their size, performance, and assets, typically meet funding...
OECD Corporate Governance Factbook
The Factbook contains comparable data and information on 49 OECD, G20 and Financial Stability Board jurisdictions, and can be used by governments, regulators and the private sector to compare their own frameworks with those of other countries. The Factbook was presented at the G20/OECD Seminar on Corporate Governance in Today's Capital Markets in...
Disruptive Technologies in the Credit Information Sharing Industry : Developments and Implications
This note analyzes the evolution of Credit Information Systems, including the emergence of new technologies that use alternative data in credit decisioning and the opportunities and risks associated with these trends. This paper also predicts the potential development effect of these disruptive technologies and proposes a role for the World Bank...
A Sense of Inclusion - An Ethnographic Study of the Perceptions and Attitudes to Digital Financial Services in Sub-Saharan Africa
This report is based on ethnographic research conducted by a team at the African Studies Center Leiden, University of Leiden, and focused on four countries of varying degrees of DFS market maturity: Cameroon, Democratic Republic of Congo, Senegal and Zambia ( original report ). It provides an in-depth description of what digital financial...
OECD SME and Entrepreneurship Outlook 2019
The new OECD SME and Entrepreneurship Outlook presents the latest trends in performance of small and medium-sized enterprises (SMEs) and provides a comprehensive overview of business conditions and policy frameworks for SMEs and entrepreneurs. This year’s edition provides comparative evidence on business dynamism, productivity growth, wage gaps...
Itaú Women Enterpreneurs Program
Itaú Mulher Empreendedora was created precisely to support providing better conditions for women to leverage their businesses, using financial services in accordance with their needs. By connecting women and understanding their needs, motivations and barriers, we become capable of joining them to create management tools, inspiration and networks...