Publications

Publications

Cover of Small Business Spotlight - FinRegLab publication

The Use of Cash-Flow Data in Underwriting Credit - Small Business Spotlight

This Small Business Spotlight report by FinRegLab provides an overview of applied research based on data from six non-bank financial services providers, two of which are SME FInance Forum's members —Accion, Kabbage, Brigit, LendUp, Oportun, and Petal—that have begun using cash-flow variables and scores in a bid to increase the provision of credit to populations of consumers and small businesses who may have difficulty obtaining loans from traditional sources.

Read the report here.

Other research report on The Use of Cash-Flow Data in Underwriting Credit: Empirical Research Findings can be accessed here.