José has over 25 years of experience in international banking and emerging markets, focused on unbanked or underserved populations. Currently at IFC, he leads advisory services, product development and strategy for the Banking on Women business line. He also leads mentoring and training activities on best practices in Banking on Women.  

Jose supported several financial inclusion and women economic empowerment projects globally with focus on underserved populations (MSME, Women, Immigrants, etc.). 

He leads projects across two continents with a focus on SME, gender finance and digital financial services. He supports banks in the structuring and launching of value propositions focus on sales approach, credit underwriting processes and non-financial services for middle market, SME, and micro segments. 

Jose leads IFCs Data and Gender Global Practice Groups to ensure the adherence to best practices across MSME banking, gender finance, data and analytics.  

Prior to joining IFC, he served as Director of Financial Services at PricewaterhouseCoopers Advisory Services in Washington D.C. and Principal Banking Solutions Specialist at SAS Institute in Miami, Florida. He also worked in leading FIs in the USA. and Latin America such as Citibank and Banco Santander. 

José holds a Master of Business Administration (MBA) in International Business Strategy and Finance from the Kellogg School of Management (Evanston, USA).