Types of Guarantee Schemes and its business models - ALIDE Publication

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In this article published by ALIDE, prepared by Pablo Pombo, Horacio Molina, and Jesús N. Ramírez, the authors aim to provide a better understanding of the operation of guarantee schemes through their typology and their corresponding business models. 

When discussing guarantee coverage in favour of micro, small and medium enterprises, it would appear that all guarantee schemes were homogeneous only because their activity consists in the granting of a guarantee. It is far from reality. The guarantee systems are heterogeneous and consequently, respond to different typologies. What is the typology of the various guarantee schemes under which you carry out your activity?

Read the paper in this link.


The Latin American Association of Development Financing Institutions (ALIDE) is the international organization that represents Latin American and Caribbean development banking. It was created in 1968 and, at the invitation of the Government of Peru, established its permanent headquarters in Lima, Peru’s capital city.